Funds for Home Repair
How descriptive should I be when explaining my housing issues?
Focus on issues that affect the safety and habitability of your home, as those are the ones we can help with. A sentence or two description is all that is necessary.
What if my repair type is not on the list to select?
We realize our list of repair types may not meet your needs. If your repairs do not correspond to any options on the list within the application, please do your best to choose the repair type closest to what you wish to request. Once selected, type out a response and clarify anything confusing.
Can I still add repair requests once I submit my application?
Yes. To do this, you must log back into your application. Once you reach your applicant dashboard, select the blue button on the right-hand side labeled “Add Additional Repairs” and add any other repairs you request. Please be aware that once we complete an eligibility review of your application, you cannot add any additional repair requests.
What if the project is more than $35,000?
We can work with other programs but are limited to only doing up to $35,000 worth of work with this funding.
What if it is determined the repairs to my home will cost less than $35,000?
While $35,000 is the most we can spend per project, we’re bound only to make repairs that improve the habitability of the house. To help as many people as possible, we’ll fund and repair only what is necessary to make your home safe.
How much can I get?
You could get up to $35,000 to fund renovations. If your application is eligible, an ACTION-Housing inspector will decide whether to proceed with repairs after a home assessment. While $35,000 is the most we can spend per project, we’re bound only to make repairs that improve the habitability of the house. To help as many people as possible, we’ll fund and repair only what is necessary to make your home safe.
What repairs can be done with Homeowner Assistance Program funds?
We’re prioritizing homes that have significant habitability issues. Funding may also be used to make accessibility modifications so that someone managing a disability can live in the house. Ultimately, an ACTION-Housing inspector will determine what work will be done.
Will I have to pay for anything?
You have no cost if your application is eligible and repairs are approved. However, the funds will be received through a grant with a ten-year deed restriction covenant.
Can I apply for more than one extensive home repair, such as foundation and electric wiring?
Yes, we can help with multiple significant issues in your home if the cost is less than or equal to $35,000 (maximum). Please provide descriptions of all the problems in your application.
Can I get funding for repairs on a vacant house?
No. Applicants must own and live in the home to be repaired.
Will additional funding be provided for home repairs after this money runs out?
We expect to help a small percentage of people who apply. With the success of this program, we hope additional funding will be made available in the future.
What does it mean to receive a grant with a deed restriction?
In exchange for the receipt of grant funding, the URA will require the owner to execute a Declaration and Agreement of Restrictive Covenants, which will run with the land, providing that the Property will remain affordable at or below 80% of the Area Median Income (AMI) for a period of ten (10) years regardless of any conveyance of the Property. If the Property is sold or conveyed within the 10-year period, it shall only be sold or otherwise transferred to a household whose gross income does not exceed 80% of the AMI, as determined by HUD.
