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ACTION-Housing offers a variety of services and programs to assist homeowners, and potential homeowners with various housing needs:

Allegheny County Accessibility ProgramAllegheny County residents at 80% of the Area Median Income with permanent disabilities can apply for home accessibility modifications.

Individual Development Account (IDA) Program – receive up to $2,000 in matching funds towards qualified purchases when you save through the IDA.

Pre-purchase CounselingLearn the ins and outs of what it takes to purchase a home. Meet with a counselor, or take advantage of an online option: Framework®. Framework is the only online homebuyer course designed by experts in online learning. It’s comprehensive, so you’ll have all the facts you need to navigate every step of the buying process. Click the logo below to learn more. 

Homeowners Energy Efficiency Loan Program (HEELP)Receive up to $10,000 at a 1% fixed rate for home energy efficiency modifications, including roof repairs and window and door replacements. 

Mortgage Assistance ProgramMeet with our expert counselors to help get your mortgage back on track.

 

 

ACTION-Housing has provided Social Services and Programs for its entire history.  We strive to improve the vitality and vibrancy of communities by offering essential supportive services and programs for our residents.  Below is a list of the services and programs we currently provide.  Click on any of the program titles below for a more comprehensive overview of the program and to download applications where applicable.

Our Programs

Allegheny County Accessibility Program: Allegheny County residents at 80% of the Area Median Income with permanent disabilities can apply for home accessibility modifications.

Individual Development Account Program: Receive up to $2,000 in matching funds when you open an FSA account for qualified purchases.

First Time Homebuyers: Learn the ins and outs of what it takes to purchase a home.

Mortgage Assistance Program: Meet with our expert counselors to help get your mortgage back on track.

MyPlace Youth Program: Housing and social services for youth aged out of the foster care system.

Sustainability: ACTION-Housing is committed to programs geared toward education and development of green residential living spaces.

Weatherization Assistance Program: A free program for income qualified individuals to significantly improve the energy efficiency and comfort of their home.

Funded through the Emergency Solutions Grants Program, ACTION-Housing has served thousands of individuals through the Homeless Families Services (HFS) Program since 1984.  The program is designed to address a broad range of problems and needs of homeless families and individuals throughout Pittsburgh and Allegheny County who are at various stages in the homeless cycle.  It includes outreach to shelters where housing resources and life skills classes are presented to residents.  Other services offered include:

  • Appropriate housing referrals
  • Classes in life skills training and budgeting
  • Employment searches
  • Personal counseling and referrals for education and child care
  • Assistance with basic needs: food, clothing, furniture, and household items

For more information, please call (412) 824-2444 

ACTION-Housing operates three properties with services for Homeless Families.

Braddock Apartments:

The Braddock Apartments pair intensive case management and support with the stability that permanent housing provides. Located in Downtown Braddock, the Braddock Apartments are for individuals with a history of homelessness. The housing component of the Braddock Apartments is paired with significant supportive services that helps to provide our clients with the stability and support they need to achieve self-sufficiency. 

The Residences at Wood Street (Formerly Wood Street Commons): 301 Wood Street Pittsburgh, PA 15222

At the request of the City of Pittsburgh, Allegheny County, and several local foundations, ACTION-Housing became involved in efforts to preserve Wood Street Commons and its 258 Single Room Occupancy (SRO) units for the homeless or those at-risk of homelessness located in Downtown Pittsburgh.  A new ownership corporation was formed, The Residences at Wood Street (RWS), with representatives from ACTION-Housing, Community Human Services, the Urban Redevelopment Authority of Pittsburgh, Allegheny County Department of Economic Development, and the Foundation community.  The acquisition was completed in 2009 and the new owners immediately began fundraising to address deferred maintenance issues at the building.  ACTION-Housing acted as the “managing general partner,” Community Human Services continued to provide a wide range of services to the residents and NDC Real Estate was engaged to manage the property.  RWS was successful in raising $4.0 million to replace building systems and to maximize energy efficiency.  RWS continues to seek additional funds to renovate the commercial space and attract a tenant(s) for the space which is approximately 50% of the building.  Occupancy of the commercial space is the final piece in stabilizing the operation of RWS.

McKeesport Downtown Housing: 523 Sinclair Street, McKeesport, PA 15132

In 2010, the Department of Human Services for Allegheny County approached ACTION-Housing to own/manage the McKeesport YMCA.  The McKeesport YMCA was merging with the YMCA of Greater Pittsburgh and the decision was made to close the facility which had 84 Single Room Occupancy (SRO) units.  ACTION-Housing agreed to manage the building and to lead the effort ot preserve these housing units for the homeless or those at-risk of homelessness.  After determining that it was feasible to continue to operate the structure as SRO housing, ACTION-Housing was successful in receiving an allocation of $10 million in Low Income Housing Tax Credits which will be used to completely renovate the property.  Construction will incorporate the latest technology and, when completed in 2013, will be the first multifamily Passive House in the United States.

Purchasing a home may be one of the biggest decisions you will ever make, and navigating today's housing market can seem impossible. Homeownership education is the single most effective tool for achieving successful homeownership. Informed homebuyers are successful homeowners. That is why ACTION-Housing now offers two options for education, our free personal counseling sessions, and a new online option.

The first time home buyers program assists potential homeowners in the home buying process through credit repair, education, and document review.  The housing adviser will walk you through the steps to buying a house, how to buy a house with bad credit, and how to pre-qualify for a mortgage.  Pre-purchase advising is especially vital in this economy.  Borrowers who complete counseling are 40% more likely to avoid 60-day delinquency than equivalent borrowers who do not participate in counseling.  Assistance is offered through every step of the home buying process.  At the first appointment, a credit report is reviewed and an action plan is developed.  Credit repair issues are addressed.  A savings plan is developed.  Once a person is ready to buy a house, the housing adviser acts as a neutral third party who can help review the mortgage documents in preparation for closing on a loan.  There is no income requirement for participation in the program.

ACTION-Housing is a HUD-approved counseling agency and our pre-purchase counsel advisers are certified by the NeighborWorks Center for Home ownership Education and Counseling (NCHEC) as well as the Pennsylvania Housing Finance Agency (PHFA).

Apply

Please save the PDF to your computer, fill out the form and submit using button in form. Or e-mail filled out form to aburkhart@actionhousing.org

For more information regarding personal counseling, please contact Dan Sullivan, at: (412) 281-2102 x2016 or via email at dsullivan@actionhousing.org.

ACTION-Housing now additionally offers an online option: Framework®. 

Framework is the only online homebuyer course designed by experts in online learning. It’s comprehensive, so you’ll have all the facts you need to navigate every step of the buying process and you can learn when, where, and how you like. It even works on your smartphone.

To get started, visit Framework. If you’d like to learn more first, watch this short overview video.

Framework meets many lenders’ requirements for homebuyer education, but check with yours to make sure an online course is acceptable

https://ahi.frameworkhomeownership.org/Default.aspx